Last Updated: February 23, 2026
By accessing or using Shine AI (the “Service”), operated by WayJet Inc. (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to all of these Terms, do not use the Service. We may update these Terms from time to time, and your continued use of the Service after any changes constitutes acceptance of the updated Terms.
You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements. The Service is not intended for use by persons under the age of 18.
Shine AI is an AI-powered investment analysis platform that provides multi-agent adversarial analysis for stocks and cryptocurrencies. The Service includes, but is not limited to: AI-generated analysis reports, real-time market data, community features, paper trading simulation, and educational content. All AI-generated content is for informational and educational purposes only and does not constitute financial advice. Please refer to our Financial Disclaimer for more information.
To access certain features, you must create an account by providing accurate and complete information. You are solely responsible for maintaining the confidentiality of your account credentials, including your password, API keys, and two-factor authentication (2FA) settings. You are responsible for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account at support@shinefin.org. We reserve the right to suspend or terminate accounts that violate these Terms.
The Service offers both free and paid subscription plans (“Pro”). By subscribing to a paid plan, you agree to the following:
You agree not to:
All content, features, and functionality of the Service — including but not limited to software, code, design, text, graphics, logos, AI analysis frameworks, prompt templates, and data pipelines — are owned by WayJet Inc. and are protected by United States and international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to use the Service for personal, non-commercial purposes in accordance with these Terms. AI-generated analysis reports may be used for your personal research and investment decisions but may not be resold, redistributed, or commercially exploited.
By posting content to the community features (posts, predictions, comments), you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute such content within the Service. You retain ownership of your content. We reserve the right to remove content that violates these Terms or our community guidelines. You are solely responsible for the content you post and any consequences thereof.
Paper Trading: The paper trading feature uses simulated (virtual) funds and does not involve real financial transactions. Simulated results do not reflect actual market conditions including liquidity, slippage, and emotional factors, and are not indicative of future performance.
Live Trading: If available, live trading is facilitated through third-party brokerage services (e.g., Alpaca Markets). You are solely responsible for your trading decisions and any resulting gains or losses. We do not act as a broker, dealer, or financial advisor. Use of third-party brokerage services is subject to their respective terms of service.
The Service integrates with third-party data providers, AI model providers, and financial services. By providing your own API keys through the Service settings, you acknowledge that your use of those third-party services is governed by their respective terms. We are not responsible for the availability, accuracy, or policies of any third-party services. You are responsible for safeguarding your API keys and for any charges incurred through their use.
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE. ALL AI-GENERATED CONTENT IS FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE INVESTMENT ADVICE, FINANCIAL ADVICE, OR A RECOMMENDATION TO BUY, SELL, OR HOLD ANY SECURITY OR CRYPTOCURRENCY.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WAYJET INC., ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF INVESTMENTS, BUSINESS INTERRUPTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.
You agree to indemnify, defend, and hold harmless WayJet Inc. and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any investment or trading decisions made based on information obtained through the Service.
Informal Resolution: Before filing a formal dispute, you agree to first contact us at legal@shinefin.org to attempt to resolve the dispute informally within 30 days.
Binding Arbitration:Any dispute, controversy, or claim arising out of or relating to these Terms or the Service that cannot be resolved informally shall be settled by binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted in the State of California, United States.
Class Action Waiver: YOU AND WAYJET INC. AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
TopOneLogic services are currently available to users in the United States. Users in the European Union should be aware that this service is not registered as a Crypto-Asset Service Provider (CASP) under MiCA regulation. EU residents use this service at their own discretion. We may restrict access from certain jurisdictions where regulatory requirements have not been met.
These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. Any legal action or proceeding not subject to arbitration shall be brought exclusively in the state or federal courts located in San Francisco County, California.
We respect intellectual property rights. If you believe that any content on the Service infringes your copyright, please send a notice to legal@shinefin.org with: (a) a description of the copyrighted work; (b) identification of the infringing material and its location on the Service; (c) your contact information; (d) a statement that you have a good faith belief the use is not authorized; and (e) a statement under penalty of perjury that the information is accurate and you are the copyright owner or authorized to act on behalf of the owner.
We reserve the right to suspend or terminate your account and access to the Service at our sole discretion, without prior notice, for conduct that we determine violates these Terms, is harmful to other users, or is otherwise objectionable. Upon termination, your right to use the Service will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership, disclaimers, indemnification, and limitations of liability. You may request deletion of your account and personal data in accordance with our Privacy Policy.
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on the Service and updating the “Last Updated” date. For material changes, we may also send an email notification to the address associated with your account. Your continued use of the Service after such changes constitutes your acceptance of the revised Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy and Financial Disclaimer, constitute the entire agreement between you and WayJet Inc. regarding your use of the Service. These Terms supersede any prior agreements between you and us regarding the Service.
If you have any questions about these Terms, please contact us at: