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Financial Disclaimer

Last Updated: February 23, 2026

IMPORTANT: Shine AI is not a registered investment advisor, broker-dealer, or financial planner. Nothing on this platform constitutes investment advice, financial advice, trading advice, or any other sort of advice. You should not treat any of the platform's content as such.

1. Not Investment Advice

All analysis reports, ratings, price targets, risk scores, conviction levels, and trading signals provided by the Service are generated by artificial intelligence (AI) models and are intended solely for educational, informational, and research purposes. This content does not constitute, and should not be construed as:

  • A recommendation or solicitation to buy, sell, or hold any security, cryptocurrency, or financial instrument
  • Personalized investment advice tailored to your specific financial situation
  • An endorsement of any particular investment strategy, portfolio allocation, or trading approach
  • A guarantee or promise of future investment performance or returns
  • A substitute for professional financial, legal, or tax advice

2. Regulatory Status

WayJet Inc. and Shine AI are not registered with or approved by the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), the Commodity Futures Trading Commission (CFTC), the National Futures Association (NFA), or any other federal, state, or international financial regulatory authority. We do not hold any licenses to provide financial advisory services. The information provided through the Service should not be relied upon as a basis for making investment decisions. You should consult a qualified financial professional before making any investment decisions.

3. Limitations of AI-Generated Analysis

Users should be aware of the following inherent limitations of AI-generated financial analysis:

  • Accuracy: AI models may generate inaccurate, incomplete, outdated, or misleading information. No AI model is infallible.
  • Historical Bias: Analysis based on historical data does not predict or guarantee future performance. Past performance is not indicative of future results.
  • Knowledge Cutoff: AI models have training data cutoff dates and may not reflect the most recent market events, regulatory changes, or economic conditions.
  • Black Swan Events: AI models cannot adequately predict or account for unprecedented events, systemic crises, or extreme market conditions.
  • Model Risk: Quantitative models and technical indicators have inherent limitations and uncertainty. Multiple models may produce conflicting signals.
  • Data Dependency: Analysis quality depends on the accuracy and timeliness of underlying data sources, which may contain errors, delays, or gaps.

4. Investment Risks

Investing in securities and cryptocurrencies involves substantial risk, including:

  • Loss of Principal: You may lose some or all of your invested capital. Never invest more than you can afford to lose.
  • Market Volatility: Securities and especially cryptocurrencies are subject to extreme price volatility that can result in significant losses in a short period.
  • Liquidity Risk: You may not be able to sell your investments at a desired price or time.
  • Regulatory Risk: Changes in laws or regulations may adversely affect the value of your investments, particularly in the cryptocurrency space.
  • Counterparty Risk: Exchanges, custodians, or other intermediaries may fail, resulting in loss of assets.
  • Technology Risk: Smart contract vulnerabilities, protocol exploits, or technical failures may result in loss of funds.

Before making any investment decisions, consult with a qualified financial advisor who is registered with the appropriate regulatory authorities in your jurisdiction.

5. Paper Trading Simulation

The paper trading feature available on the Service uses simulated (virtual) funds and does not involve real financial transactions. Paper trading results do not represent actual trading performance and do not account for real-world factors including, but not limited to: market liquidity constraints, order execution delays and slippage, emotional and psychological factors, transaction costs and fees, tax implications, and market impact of your orders. Simulated performance should not be interpreted as an indication of future real-world trading results.

6. Live Trading

If live trading integration is available through third-party brokerage services, you acknowledge that: (a) all trading decisions are made solely by you; (b) WayJet Inc. does not execute, recommend, or endorse any specific trades; (c) you bear full responsibility for all gains and losses; and (d) your use of third-party brokerage services is subject to their terms, fees, and regulatory requirements. We are not responsible for any actions taken by third-party brokers.

7. Third-Party Data Sources

The Service aggregates data from multiple third-party sources including, but not limited to, financial data providers, blockchain analytics platforms, and government databases. We do not guarantee the accuracy, completeness, timeliness, or reliability of any third-party data. Data may be delayed, incorrect, or incomplete. You should independently verify any information before relying on it for investment decisions.

8. Community Content and Predictions

User-generated content in the community features, including posts, predictions, and trading ideas, reflects the opinions of individual users and does not represent the views of WayJet Inc. We do not verify, endorse, or guarantee the accuracy of any community content. Community predictions are tracked for educational purposes only and should not be relied upon as investment advice. Past prediction accuracy does not guarantee future results.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WAYJET INC., ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO: (A) YOUR USE OF OR RELIANCE ON ANY AI-GENERATED ANALYSIS, RATING, OR RECOMMENDATION; (B) ANY INVESTMENT OR TRADING DECISIONS YOU MAKE; (C) ANY LOSSES, INCLUDING LOSS OF PROFITS, LOSS OF INVESTED CAPITAL, OR LOSS OF DATA; (D) ANY ERRORS, OMISSIONS, OR INACCURACIES IN THE DATA OR ANALYSIS PROVIDED; OR (E) ANY INTERRUPTION OR UNAVAILABILITY OF THE SERVICE.

10. Jurisdictional Compliance

The Service is operated from the United States. Users are solely responsible for ensuring that their use of the Service complies with all applicable laws and regulations in their jurisdiction, including but not limited to securities laws, cryptocurrency regulations, and tax obligations. The availability of the Service does not constitute an offer or solicitation in any jurisdiction where such offer or solicitation would be unlawful.

By using Shine AI, you acknowledge that you have read, understood, and agree to this Financial Disclaimer. You accept full responsibility for your own investment and trading decisions. If you do not agree with this disclaimer, you should not use the Service. For questions regarding this disclaimer, contact legal@shinefin.org.